Prerequitiste
4. Use your Free Cash Flows to hit your goals
How to plan savings goals
Forecast your goal purchase
- Define the cost of your goal and desired purchase date. If your goal is made of several purchases such as holiday presents, or holidays, create several smaller goals.
- Open Nova, add a new one-time Forecast with the name of your goal, amount and desired date
- Set which account you’ll pay with and press
Done
Nova will forecast that future payment in your Balance forecast and Cash Flow forecast.
Forecast your monthly savings transfers
- Define the amount you need to save and desired deadline. Divide that amount by the number of months you have. That's your monthly required savings.
- Open Nova and create a new recurring expense with a period of "monthly", an amount equal to your monthly required savings, and the day of the month you want to execute these monthly transfers
- Select the relevant category and the account you will pay from and press
Done
Nova will create a new recurring forecast to project your monthly savings transfers.