The #1 financial misconception is that transferring £200 to a savings account means you have saved £200 for that month 🤨.

If that’s your case, don’t worry, that’s also the case for most of our new users. Our education system doesn’t teach how to analyse your personal finances, but we do.

To know how much you actually save each month, you need to look at your monthly Free Cash Flows.

See:

Calculate your REAL monthly savings

2. Think in terms of Cash Flows