Most budgeting/banking apps allow you to set any budget you want based on how much you spent in the past. They’re backward-looking. So the chance is your budget is wrong because it misses future data points such as:
If you don’t plan for future expenses, you run the risk of not running out of money when you need it the most. And we certainly don’t want you to be in such a position.
<aside> 🧑🏫
A proper budget is calculated from future events, not past!
</aside>
Good news: Nova AI forecasts your future recurring transactions and lets you add your plans.